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Scripture |
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Poor Dad, Rich Dad |
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Robert Kiyosaki wrote a book called “ Rich Dad, Poor Dad.” The gist is that you can make more money through income-generating assets. Read: real estate. Kiyosaki claims to teach you how to make money the way his “rich dad” mentor, not his “poor dad” paternal father, taught him.
The “rich dad” can obviously teach you how to generate income, but can he necessarily teach you why you should make it?
Perhaps not. Perhaps the “poor dad” can, though.
We can learn from everyone. Rich dad can teach you to make money, to invest money. The poor dad teaches you what money is for. Or so he taught me.
I spent ten days Cuba among very poor people. My guide, a middle-aged teacher, took my friend and me through his neighborhood, his city, his region. He prepared lavish meals for us, though when we left, he and his family returned to eating one or two simple dishes daily. |
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Pyramid Schemes |
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An old friend called to tell me about his new “business.” He told me about his business mentor and his associates, how people are finally making what they’re worth. “You might be able to cash in, too,” he said.
Translation: pyramid scheme.
Every now and again, someone I know is seduced by the lust of get-rich-quick schemes. Some are more susceptible to this than others, and chase every opportunity that comes along. Without fail, they all involve network marketing, promises of freedom, great wealth, and no real industry competence. Success stories are told, and track records are presented. And all these schemes require money up front. Someone does have to get paid somewhere. |
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Vested Interest |
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Someone told me that if you’d owned one share of Coca-Cola stock 100 years ago, it would have split 1,000 times by this point. No one I know has held shares of anything for a century, but you get the point.
Albert Einstein said, “The most powerful force in the universe is compound interest.” The longer the interest accumulates, the faster it grows.
What, in traditional theory, will win me a greater return? Given equal annual yields of a safe 5 percent, will a 30-year investment perform better than a one hundred year investment? That latter always dominates the former; the time value involved carries the 100-year investment to heights the thirty-year couldn’t imagine. |
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Why Give? |
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Some estimates say the scriptures mention poverty more than 2,000 times. Life in the city mentions it on street corners, under bridges, and in darkened alleys at night. Some people want, and they ask. Others need, which asks something of us.
“You will always have the poor among you,” Jesus said in John 12:8.
In Deuteronomy 15:11, God said, “There will always be poor people in the land.”
Jesus said, “Give to everyone who asks you” ( Luke 6:30), echoing what God commanded in Deuteronomy 15:11: “Be openhanded toward your brothers and toward the poor and needy in your land.” |
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State of the Heart |
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Sometimes people on television deliver advice on how to become wealthy. They tell you about your potential, your destiny, or God’s reward for your behavior. Any of these, depending on the charlatan or shyster of the hour, can lead to a home in the Hamptons and four-car garage.
The worst of these peddlers are those who find some obscure scriptural reference to proof-text why you too will grow filthy rich.
“God wants you to be rich,” they thunder or suggest, depending on the audience. |
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Things I Own? |
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Think about all the things we “own.” We have clothes, an iPod, shoes, books, a computer, a car, a surfboard and nifty North Face pack. A lot of time goes toward their acquisition and care.
Our flat screen, our PC (or Mac), our mountain bike, our oriental rug, our jewelry, our Peruvian masks. How much emotion and thought orbit the attainment, preservatoin and maintenance of these objects?
Who possesses whom? Do they perhaps possess us? Perhpas they are not ours at all? |
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The House of Stewards |
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Jesus tells a parable about people and what they’ve received. Some Wall Street whiz might tout this as Jesus’ endorsement for capitalism, but we can safely assume the waters run more deeply than financial theory.
A wealthy man had given three of his brokers three different sums of money to manage. Time passes, and he returns, asking each man for an accounting of his investments.
“How have you managed what I gave you?”
How indeed? He could ask this of me. I have money, and though not much by Western standards, it is a great deal compared to the other 99% of the world. On what have I spent it? How have I used it? Did I squander it on myself? Have I hoarded it? How much has gone to or for others? |
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Possessed of a Cause |
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These people always intrigue and sadden me: they have bumper stickers decrying the plight of a people or the earth. They rally and picket. They have a cause (or maybe the cause has them). And they’re filled with rabid poison toward their adversaries.
You know them. They show up on 24-hour news channels, in your college classrooms, at protests and political fundraisers. They burn with passion for their cause, supposedly spurred on by love. But you can feel their anger and bitterness. |
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